Today's Rates

Fixed
Variable

Terms

Standard

Special

2 year
2.49%
2.39%
Lump sum prepayment
15%
15%
Increase to regular payment
15%
15%
Insured
Yes
Yes
Bona fide sales clause
No
No
Maximum Amortization
25
25
Rate hold period
120
120
Favorable Penalty
Yes
Yes
3 year
2.19%
2.09%
Lump sum prepayment
20%
20%
Increase to regular payment
20%
20%
Insured
Yes
Yes
Bona fide sales clause
No
No
Maximum Amortization
25
25
Rate hold period
120
120
Favorable Penalty
Yes
Yes
4 year
2.64%
2.54%
Lump sum prepayment
15%
15%
Increase to regular payment
100%
100%
Insured
No
No
Bona fide sales clause
No
No
Maximum Amortization
25
25
Rate hold period
120
120
Favorable Penalty
No
No
5 year (Insured)
2.39%
2.19%
Lump sum prepayment
20%
20%
Increase to regular payment
20%
20%
Insured
Bona fide sales clause
No
No
Maximum Amortization
25
25
Rate hold period
120
120
Favorable Penalty
Yes
Yes
5 year (Conventional)
2.69%
2.49%
Lump sum prepayment
20%
20%
Increase to regular payment
20%
20%
Insured
Bona fide sales clause
No
No
Maximum Amortization
30
25
Rate hold period
120
120
Favorable Penalty
No
Yes

Terms

Standard

Special

HELOC
2.95%
2.95%
Lump sum prepayment
20%
20%
Increase to regular payment
20%
20%
Insured
No
No
Bona fide sales clause
No
No
Maximum Amortization
25
25
Rate hold period
120
120
Favorable Penalty
Yes
Yes
5 year (Conventional)
2.35%
2.25%
Lump sum prepayment
20%
20%
Increase to regular payment
20%
20%
Insured
Bona fide sales clause
No
No
Maximum Amortization
30
25
Rate hold period
120
120
Favorable Penalty
Yes
Yes
5 year (Insured)
2.15%
2.05%
Lump sum prepayment
20%
20%
Increase to regular payment
20%
20%
Insured
Yes
Yes
Bona fide sales clause
No
No
Maximum Amortization
25
25
Rate hold period
120
120
Favorable Penalty
Yes
Yes
* Rates are subject to change. Rental rates may be higher. OAC, E&O.E. Rates last updated on 05/27/2020.

More Choice

We shop rates from over 65+ lenders in Canada to provide you with the best rate & terms.

We Negotiate for You

We give you the best deal upfront. The first time you ask.
img

Volume Discounts

Our low rates come from our high volume. We pass on any discount we receive to you.

What's Next?

Get in Touch

First time buyer or refinancing? Call for a free quote!

Contact Now

Apply Now

We shop for the best mortgage option at no charge to you.

Get Started

Mortgage Calculators

Crunch the numbers and explore your mortgage options!

Calculate Now