Scarborough's Highest Rated Mortgage Team!

200+ 5 star Google Reviews

What Can We Help With?


Whether it’s your first, second or third property, you are guaranteed the best rates while experiencing a simple and seamless process.


Don’t just sign your current renewal papers without shopping around for the best mortgage for you. We’ll help you switch to a better rate with no hassle.


Looking to consolidate debt, renovate your home or simply take out equity? We provide you with tailored solutions to help facilitate your financial needs.

Investment Property

Let us help you build wealth through real estate, with tailored investment plans and competitive rates to meet your financial goals

Hear From Our Clients


Excellent service. All our questions were responded to in a prompt manner. Varshan provided me with multiple options that ranged from lenders, amortization periods to payment schedules.

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Jonathan L.

Toronto, ON


My experience with Ajay & Banyan Mortgage Group is one that is on-going. This is because they ensure that my mortgage needs are satisfied long after the transaction is complete.

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Maurice W.

Oshawa, ON


I have recently worked with Banyan Mortgage Group to assist with obtaining a new mortgage at a very competitive rate. My particular situation was not an easy mortgage approval...

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Chantel S.

Toronto, ON


Varshan was amazing. He answered all our questions, made himself available at odd hours, and went above and beyond. We can't recommend him enough and he's honestly..

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Adity G.

Oshawa, ON


Varshan made it unbelievably easy. We first started the process by asking banks and getting various ranging rates and sometimes complex explanations then a friend suggested Varshan..

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Kajan K.

Markham, ON


Getting a mortgage is a daunting process for people who are first time home buyers. Varshan went above and beyond to help me get a mortgage. He is very responsive and he will help you..

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Amar B.

Scarborough, ON


Really nothing more I could ask for, Ajay helped me secure several mortgages and it was a smooth and easy process. He was diligent about finding the best rates...

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Mandy L.

Toronto, ON

Why We Are Better

Our Team

At no cost to you – no broker or hidden fees
Online, over the phone or in person
Access to multiple Banks and Mortgage Finance Companies
Licensed independent, unbiased advice
Lifetime Mortgage Management

Your Local Bank

Prioritizes the Bank’s interest and bottom line
Contact by appointment only during business hours
Can only offer their own product and rates
Unlicensed “sales” agents
Longer approval process

A Smarter Mortgage Experience

Online Rates, Offline Service

Access the best mortgage rate via online, over the phone or in person. Whether that's after hours, weekends or holidays, we'll be accessible to you.

Trusted Expert Advice

Regulated by FSRA, our low rates are backed with licensed independent advice to ensure you make an informed decision on your mortgage.

Competitive Mortgage Rates

We work with banks and Canada’s largest mortgage institutions to provide you with the best rates. We offer unbeatable, competitive rates.

An Experience Worth Sharing

Your satisfaction is our top priority! Not only do we save you time and money, but we also provide you with an experience worth sharing!

Our Latest Mortgage Rates


5 Year Variable – Insured


5 Year Variable


3 Year Fixed – Insured


3 Year Fixed

* Rates are subject to change. Rental rates may be higher. OAC, E&O.E. Rates last updated on 08/02/2023.

We Shop the Mortgage Market

More than 65 lenders & 3000 products

Recent Posts

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