New to Canada

Welcome to Canada! If you’re a newcomer, that does not mean you have to wait to become a homeowner. One of the great things about making Canada home! If you have been in Canada for less than three years, have been employed in Canada for a minimum of three months, and have a landed immigrant status, you can qualify for a mortgage.

Qualified homebuyers who have immigrated or relocated to Canada within the last 5 years are eligible to purchase a property with as little as a 5% down payment. Our New to Canada program helps new Canadians purchase their first home sooner, making it easier for these families to become economically established in Canada.

If you are new to Canada or living abroad and thinking of purchasing a home in Canada, this is a terrific program to look into before you start the home buying process.

Contact us to learn more about this program and to discuss the options available to you.

New to Canada program include

No minimum income requirements
Mortgage available to non-residents
Competitive mortgage rates and terms
Low down payment, as low as 5% for permanent residents and 10% for non-permanent residents
Canadians who are living abroad and non-Canadian citizens that wish to purchase a property with 35% down payment.

What's Next?

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

Mortgage Calculators

Crunch the numbers and explore your mortgage options!