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Self-Employed

Your success lies in our roots

Looking for your first home?

Just like you, we are also business owners and we understand it doesn’t always pay to be self-employed and qualify for a mortgage you deserve. Almost 1 in every 5 Canadian income earners are self-employed, we understand the increasing need for competitive mortgage rates and terms. We work with lenders that offer excellent mortgage options, understand tax write-offs and significant reductions in declared income. We have creative yet fair methods of determining your gross income as a self-employed individual. We have excellent products for business owners, contractors, IT contractors, real estate professionals and medical professionals.

Ask a Banyan Mortgage Group professional about our Stated Income programs.

self employed

Medical Professionals

For medical professionals with either a growing or already successful practice, we can help you obtain financing at competitive terms for the purchase of a commercial property to run your practice, to invest in Real Estate or purchase/ refinance a home. We understand how medical professionals derive their income and leverage medical, holding corporations and family trusts for wealth protection and tax efficiencies. We are happy to collaborate with your advisors (financial planner, lawyer and accountant) to ensure alignment of the recommended financing strategies with your long-term wealth, tax and estate plans.

We can help business owners, entrepreneurs, contractors and industry professionals with:

  • Competitive mortgage rates and terms
  • Creative financing solutions to maximize qualifying amounts
  • Stated Income programs
  • Unique financing programs for medical professionals in residency
  • Refinance options available
  • Down payment could be as low as 5% depending on strength of client’s profile

What's Next?

Get in Touch

First time buyer or refinancing? Call for a free quote!

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Mortgage Calculators

Crunch the numbers and explore your mortgage options!

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